Real convict music

I hope this letter finds you well. I am writing to explain the recent delinquency in payments on my credit card account, which I recently became aware of.

The delinquency in my credit card payment between June 2024 and November 2024, I was incarcerated, and during this time, my father was responsible for managing my financial affairs. Unfortunately, it appears that he was not aware of the obligations related to this specific credit card, leading to missed payments and subsequent delinquency.