Walked into the Chevy store, looking mighty proud,
Salesman's thinking, "This one ain't just browsing around."
Pointed at a shiny truck sitting on the floor,
Like I owned the place when I came through the door.
He said, "What's your budget?" I said, "Dreams and hope."
He said, "How's your credit?" I said, "Let's not go there, folks."
I got champagne taste with a beer budget,
Want a brand-new Chevy and I ain't above it.
Bad credit, no money, but I'm hanging around,
Trying to drive away with no money down.
If the bank says no, then here's my final hook—
Can I buy this Chevrolet off my good looks?
I sat in a Silverado, grinning ear to ear,
Acting like the paperwork was already here.
Salesman asked for income, I just struck a pose,
Said, "Brother, look at me!" He said, "That's not how lending goes."
I got a smile so bright it could polish chrome,
But apparently that won't take this Chevy home.
I got champagne taste with a beer budget,
Trying to order leather seats and every gadget.
Bad credit, empty pockets, but I'm standing my ground,
Still begging for the keys with no money down.
I may not have money, but I got this look—
Trying to buy a Chevrolet off my good looks!
Salesman smiled and slid the papers my way,
Said, "Son, I think we found a better play.
Your credit's rough, and your cash is gone,
But this deal ain't dead if you bring your mom."
"A co-signer?"
"Yep… your mom."
I got champagne taste with a beer budget,
Thought my good looks alone would somehow cut it.
Bad credit, no money, but there's still some hope—
If Mama signs the papers, I can drive this Chevy home!
And if she ain't happy about it…
You'll see her when you get home!