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Lyrics
[Intro]
[crowd murmur, mic squeal]
(Yeah)
Step up to the line, we gon’ talk that cash
Two ways to the bag, who gon’ really last?
[Verse 1 – Mr. Money Bags]
First off, it’s Mister Money Bags, mind on expansion
I don’t chase checks, I attract ’em, law of compounding
Got my assets in a row, watch the numbers grow
Sleep good, stocks working while I’m laid low
I learned early, pay myself first, that’s ritual
Ten percent locked, make the interest habitual
I buy time, not toys, that’s a rich flex
You buying brand new kicks, I’m buying duplex
I got budgets in folders, goals on a timeline
If it don’t make profit, it don’t get my time, fine
Call me greedy, I just call it being wise
You pray for raises, I’m out creating enterprise (yeah)
[Chorus]
It’s a money talk showdown
Two paths, one goal, who’s right now?
From the pennies to the private rows
Listen close, you can learn from both
This that money talk, money talk
What you really know?
Mister Money Bags
Versus Poor Man Joe
[Verse 2 – Poor Man Joe]
Name’s Joe, poor man? That’s the tag they gave me
Wallet thin, but my brain stay wavy
I seen shut-off lights, saw past-due notes
Learned more from that than your finance quotes
My mom stretched one pot for a whole damn week
That’s grad school for grind, not for the meek
I budget ’cause I have to, every cent got a job
Envelope system in a coffee can, watch me solve
I ain’t anti-rich, I’m anti-stupid
You got five cars, one life, that’s foolish
I invest in what I know, start small, grow slow
No shame in a side gig, that’s how seeds sow (yeah)
You brag ’bout passive, I brag ’bout persistence
Climbing from the bottom taught me inner-richness
[Chorus]
It’s a money talk showdown
Two paths, one goal, who’s right now?
From the pennies to the private rows
Listen close, you can learn from both
This that money talk, money talk
What you really know?
Mister Money Bags
Versus Poor Man Joe
[Bridge – Call & Response]
Mr. Money Bags: Stack it high, let it rise, think bigger
Poor Man Joe: Track it tight, cut the lies, build quicker
Both: Different routes to the same destination
Mr. Money Bags: Wealth is numbers
Poor Man Joe: Wealth is education
Both: Add ’em up, that’s a stronger foundation (woo)
[Verse 3 – Back-and-Forth]
Mr. Money Bags:
You saving every crumb, that’s slow motion
I leverage credit, turn loans into oceans
Joe:
And when the tide switch quick, who drowns first?
I keep a little debt, but I keep more worth
Mr. Money Bags:
You scared of risk, that’s why you stuck on the floor
Joe:
Nah, I measure risk, I just open one door
Mr. Money Bags:
I buy low, sell high, let advisors steer
Joe:
I read the fine print, ain’t signing outta fear
Mr. Money Bags:
So what’s the lesson then, from your side, Joe?
Joe:
Live below means, let emergencies grow
Mr. Money Bags:
And from my seat? Build streams, several flows
Both:
And teach the ones behind how the money game goes (hey!)
[Chorus]
It’s a money talk showdown
Two paths, one goal, who’s right now?
From the pennies to the private rows
Listen close, you can learn from both
This that money talk, money talk
What you really know?
Mister Money Bags
Versus Poor Man Joe
[Outro]
So pick your lane, but respect the grind
Big bank mindset, small-check time
Different pockets, same truth in the end:
Make your money work
Don’t pretend, just ascend (yeah)
Details
GeneratedJan 18, 2026
Duration3:41
LanguageEnglish
Style
rap, Boom-bap cypher energy with crisp drums, vinyl crackle, and a simple looping piano riff. Two contrasting male vocals: one glossy and confident, the other gritty and grounded. Hook opens up with stacked crowd-style chants, verses stay tight and percussive. Occasional record-stop fx on punchlines; mix keeps the vocal front and center for every bar to land.
Credits
Prompt byFutureMatrix745
ModelAria v5
Prompt
A rap battle between two contestants Mr money bags and poor man Joe each wrap artist talks about financial wisdom and gives their point of view
